Guides and Explainers
Plain-language explanations of the rules and processes that affect a loss in Los Angeles.
- The Smoke Damage Recovery Act, ExplainedCalifornia has two new laws on wildfire smoke damage, and both take effect on January 1, 2027. Here is what AB 1795 and AB 1642 do and what they mean for a standing home.Updated
- After the Balboa Peninsula Flood: Saltwater Cleanup in Newport BeachTropical Storm Rachel pushed seawater into Balboa Peninsula streets and buildings. Here is what to do in the first 48 hours, how flood insurance works, and what to document.Updated
- After the Norte Fire: Smoke and Ash Cleanup in San Clemente and San Juan CapistranoEvacuation orders for the Norte Fire lifted on October 17, 2026. Here is what to check before you go inside, how to handle ash safely, and what to document before anything gets cleaned.Updated
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